SHG Finance PLC


SHG Finance PLC aims to create social equity and mutual assistance to mobilize and promote savings, which gives self-sustaining viable credit services for communities through the formation of self-help groups, while providing capacity building and development for small and medium sized enterprises.

Creation of CBOs

Since 2009 CRDT has worked and formed community based organisations (CBOs), and this strategy has produced very effective outcomes. The CBOs strategy was set up to support groups to become a community that complies with Cambodian law, and who is able to learn to work together, share information, and through its participation in the projects understands the concept of solidarity. Working with CBOs allows to improve the income generation as it empowers and enables farmers to identify the access to markets and products development, thus to improve sustainable livelihoods for the poor to raise better standards of living.

The Self-Help-Groups (SHGs) aim at empowering the rural poor and urban communities to access viable financial services solution for sufficient economic development for their members. The group also mobilizes savings and provides financial services to low income persons or groups within the framework of training and development of micro enterprises, undertakes legal activities on livelihood development, and finally complies with the principle of environmental conservation in line with CRDT’s mission.

The objective of forming SHGs is for the members in the group to come together and help each other to empower themselves, improve their socio-economic status by enhancing livelihoods and improving financial management among the members through micro-credit and contribute towards community development and natural resource conservation.

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Our Vision

Rural and urban poor communities are empowered to access viable financial services for sustainable economic development, financial security, living with dignity and a clean environment.

Our Mission

To create social equity and mutual assistance to mobilize and promote savings, which gives self-sustaining viable credit services for communities through the formation of self-help groups, while providing capacity building and development for small and medium sized enterprises.

Our Values

  • Openness: Open access for all community members in rural and urban areas to obtain financial and job creation solutions and services.
  • Solidarity: Communities know how to create reciprocal relationships through saving money and applying for credit services.
  • Integrity: Providing financial and capacity building services to communities to enhance their skills for implementing business oriented approaches with cost effective methods.
  • Transparency: Communities oversee policies through applying a democratic approach while providing complete and accurate information about the products to its members.
  • Autonomy: Mobilize savings as capital to provide credit services back to members.
  • Proximity: Living & working locally in the target villages to build relationships with communities.

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